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Everyone needs instant cash from time to time. Fortunately, all companies need more customers – and are often willing to pay to get them.
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That’s why many apps and services offer free bonuses when you sign up, even when you sign up. Companies want you to find the service valuable and retain it.
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Most of the time, there’s no obligation for you to do so – it’s your bonus whether you become a regular user or not.
Below, we’ve put together a list of the top sign-up bonuses available today. You can scroll through the table to read more details about each offer.
The current promotion is over $1,000, but you must meet minimum spending requirements to claim each prize.
Financial institutions like banks and brokerages are known to offer some of the most generous sign-up bonuses in the business. These are the people we love the most.
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Specifically, you’ll get a $10 share in the platform’s flagship investment product, the Real Estate Interval Fund. To be eligible, you must be new to Fundrise and have made an initial $10 investment within 30 days of applying.
You can learn more about this platform in our detailed fundraising review. Overall, I think this is a great way for beginners to get some affordable diversification into real estate.
At the same time, note that mutual funds are best suited for long-term investors. Intermediary funds offer quarterly withdrawals, while other mutual funds have a five-year sales charge of 1%.
$150 cash (or bitcoin) after funding your account with $500. Promo code FNMZAGAN must be used to claim this offer.
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Popular online stock and cryptocurrency exchange TradeStation is topping its best broker promotion with a $150 bonus for just $500 deposited into your account. (The second best offer on this list is the $150 bonus for a $5,000 deposit).
The bonus is paid in two installments of $75 each. First installment will be released after first full credit to your account. The second part will be released after the second month.
If you fund your trading account with crypto, you can get rewards in Bitcoin.
An investment platform that offers people free stock trading. There are no fees or charges for registering and using the service and no account or investment minimums.
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Sign up and get approved for a new public account to get free shares. From there you will be asked to choose one of nine stocks and receive a random amount (ranging from $3 to $300) for that stock. (If the price per share is higher than your bonus, you will get share pattern.)
Apples is one of the most popular investment apps in the App Store with hundreds of thousands of positive reviews.
But aside from that generous $40 bonus, the best feature of Acorns is that you can automatically invest your savings. If you spend $4.25 at Starbucks, Acorns will allocate 75 cents to your investment. (Actual deposits will be made after the deposit reaches $5.)
After registration, search for Avocado in the search bar. You can get a $55 deal when you sign up with a Swagbucks affiliate link.
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To earn $55 in Swagbucks, all you need to do is sign up with Acorns and make a minimum deposit of $5 or more. (Direct deposit not required.)
If Avocado isn’t for you, cancel your monthly subscription (from $3).
Stash is a startup investment app that offers a variety of automated investment options, as low as $5 and a user-friendly experience.
You’ll get $20 cashback when you sign up for a new account using our Stash affiliate link:
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Stash’s monthly fees range from $3 to $9. You can cancel at any time without penalty or charge.
Credit card companies are known for their attractive sign-up bonuses. In fact, a promotional offer can earn up to $1,000 cash back (and more if redeemed for travel).
Check out CardRatings.com for the highest credit card sign-up bonuses available. Awards are constantly changing, and CardRatings does a good job of updating their “best of” list.
The goal is to choose a card that you will use for the long term. So, in addition to signup rewards, look at the rewards you’ve earned and look for a card that fits your spending habits (as some cards offer more or less points for certain types of spending).
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Most sites offer small sign-up bonuses. However, a downside is that many sites have a minimum withdrawal amount. This means you will not receive your bonus if you do not continue to use the service.
That’s why the best websites can earn you money in different ways. This way you can reach the minimum withdrawal limit without filling the survey.
With $790 million in prize money, Swagbucks is one of the most respected companies in the online survey industry.
Apart from surveys, you can earn money by playing games, watching videos, shopping (online and in-store) and many other tasks.
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Learn more: To learn more about how the platform works, check out our in-depth Swagbucks review and read our list of the best Swagbucks hacks.
InboxDollars is an online survey and rewards site – like Swagbucks – that has paid out over $80 million to date and has a 4.5/5 rating from over 142,000 reviews in the App Store.
You can earn MyPoints by completing surveys, viewing ads or printing coupons.
So you can save money on your grocery bill and earn some money by using coupons.
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The site’s minimum payout is around $3, depending on which bonus option you choose, and offers multiple ways to earn (including surveys, videos, and online surveys).
Tip: It’s worth checking out high-paying surveys, but your focus should be on using paid coupons (which you can stack with other apps like Ibotta). Also, read our MyPoints review to learn more about how the site works.
Cash websites and voucher apps are two of the fastest growing markets, and businesses in this space are competing fiercely for new customers. As a result, many offer lucrative sign-up and referral rewards.
Sign up at this link with your email address to receive a $30 bonus. Then make a $30 online purchase within 90 days (this can be from any of thousands of partner stores).
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Rakuten has the most generous referral program on the market. You get a $30 bonus if you refer just one friend (can be your spouse, sibling or parent). How you save both is an easy win for each of you.
Rakuten is known for consistently offering the highest cashback rates on online purchases, but keep in mind that the company pays quarterly, so you may have to wait to receive your earnings.
Learn more: Read our Rakuten review and learn how to spend your time online.
Ibotta is one of the top apps for saving money on groceries. It started as just a grocery coupon app. You can earn money by taking a photo of the coupon and scanning the barcode on the product. However, the service is expanding beyond supermarkets and now offers retail and online cashback as well as vouchers.
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To get the $10 bonus, sign up at this link, enter the affiliate code “frltllp” and load your first coupon.
Ibotta rewards you immediately upon completing required activities, but the window to earn them is only 30 days.
You will earn $10 for every friend you refer. Visit our Ibotta Promotions page for full details and the latest offers.
Learn more: Check out our Ibotta review to learn more about how to use the app.
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Get up to 40% cashback at over 4,000 stores with BeFrugal. In addition to offering a $10 signup bonus, there is also a $15 bonus.
Payment Methods: BeFrugal offers a wide range of payment methods across cashback sites, including direct deposit, PayPal, Venmo, gift cards, and more. Minimum withdrawals start from just 1 percent and vary depending on the option you choose.
After all, there’s nothing like the feeling of making free money, especially when you’re on a shoestring budget.
But that doesn’t mean you’ll never pay your rent with this type of business. At the same time, I think they are valuable because they can help build your muscle to make money.
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