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We’ve extensively researched the most popular earning apps to find the ones that are valuable and worth your time based on a combination of their earning potential, ease of use, user ratings, and company reputation. And ranked them.
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Note: The following reviews and ratings were collected on November 3, 2022. We update this data periodically throughout the year to keep it up to date.
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To get started, download one of the best survey apps. You will be notified when the survey is available to complete.
After completing the survey, you’ll earn points that you can redeem for free gift cards or cash prizes that you can transfer to your bank or PayPal account.
Swagbucks is a reader and personal favorite for good reason: While you can take surveys, there are also many simple things you can do to earn cashback for watching videos, playing games, and shopping online.
We think Swagbucks’ diverse features, large list of surveys, and $10 signup bonuses make it a great money-making app overall.
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Minimum Withdrawals: Technically there is no minimum payout, but most reward options start at $3 (including PayPal cash and select gift cards).
Rakuten Insight is a paid survey app from the company behind Rakuten, the most popular cashback shopping portal in the United States. The app is only available for Android devices, but we found it easy to complete the survey on iPhone through their mobile-friendly website.
We earned $9.62 per hour during our test period, making it one of the best paying survey apps we’ve reviewed.
The downside of Rakuten Insights is that the number of available surveys is limited compared to larger platforms like Swagbucks and Survey Junkie.
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Still, a higher than average salary is a good option when trying paid surveys.
Survey Junkie is one of the best market research companies out there. The platform has over 10 million members, high ratings from real app users, an “excellent” score on TrustPilot, and a minimum cashout of just $5.
Survey Junkie stood out in our tests for having one of the largest inventories of surveys, meaning you can earn on your own schedule instead of waiting for an opportunity to send you one.
While there is no official sign-up bonus, Survey Junkie offers new users a short list of high-value tasks such as completing a general profile survey, confirming your email, and “how it works.” Watch Video These steps can help you earn $5 payouts fast.
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Minimum withdrawal: 500 points Transfer $5 to your PayPal account or you can redeem these reward points for gift cards.
You’ve probably taken a SurveyMonkey survey, because hundreds of thousands of businesses of all kinds use the company’s software to gather customer feedback.
Although their SurveyMonkey Rewards app isn’t well-known, it stood out in our testing as we earned $13.56 an hour while researching for our review — well above average for survey apps.
Additionally, surveys on the platform are quick and easy, usually taking just two or three minutes to complete.
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The biggest drawback is that there are almost no surveys available. During the month of testing, we received only nine survey opportunities. However, it was enough to meet the $5 minimum cashout and required little time or effort.
Minimum Withdrawal: You must earn at least $5 to redeem rewards. Amazon gift cards or charitable contributions are the only redemption options.
InboxDollars is a popular earning app that allows you to earn through surveys and various tasks. It’s owned and operated by the same company that runs Swagbucks, but there are some key differences between the two – it’s one of the few sites where you can get paid to read emails.
InboxDollars also gives you real money (not points) for activities you complete. Trouble? The minimum payout is $30, though a $5 signup bonus can help you reach that milestone.
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While Google Opinion Rewards had the highest hourly rate of all the survey apps we tested at $22.24 per hour, it also offered the lowest level of survey capabilities.
Additionally, at the time of our investigation, individuals who were given access to the survey were those who regularly use Google services (such as Google Maps) or own multiple Google products (Android devices, Google Home, etc.). They don’t use Google products, they don’t have options.
Google Opinion Rewards surveys are the shortest we’ve tested, usually just two or three questions and take less than a minute to complete. That’s how much Google knows about you, they say. For example, you might be asked about the shows you’re watching on your Android TV or the experience of a local service provider you drove by the previous day using directions you received via Google Maps.
Minimum Withdrawal: Payments are automatically released when your account balance reaches $2. iOS users can receive PayPal Cash, while Android app users can only receive payments in the form of Google Play Store Credits.
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Cash back apps give you the chance to earn cash rewards and/or save money on things you’ve already intended to buy — usually in the 1-10% range. While this may not seem like much for an individual purchase, it can be significant for big-ticket items and can add up to hundreds of dollars a year if used consistently.
Here are our favorites based on a combination of earning potential and our experience using them over time. You can also check out our list of the best cashback apps for more options.
Rakuten is one of the top-rated cashback apps, paying 40% cashback when you shop at over 3,500 partner merchants.
Using Rakuten is easy. Open the app and search for the retailer you want to buy from. Click the link to visit their store and then shop as you normally would.
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One of the editors of The Ways to Wealth is a consistent Rakuten user and has saved nearly $800 over a three-year period:
To earn money from in-store purchases, you must link your credit or debit card in the Rakuten app and activate any cashback offer. Then log out normally using your link card.
Minimum Withdrawal: Payments are automatically posted every three months if your balance is at least $5. You can choose a PayPal deposit or paper check, or you can choose to receive your payment as American Express Rewards Points.
Ibotta is widely considered one of the best cash back apps for groceries, but it has expanded to local retail and online cash back.
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Here’s how it works: Use the app to scan the barcode of a product you bought in-store, then upload a photo of the receipt. You usually have to watch a 15-second video to get money into your account.
My wife and I use the app, stacking one of the many similar apps with Ibottom to double the rewards. We have those 30 seconds that we should always spend well.
You can earn a $5 welcome bonus by signing up through our link and setting up your first account.
Unlike many receipt scanning apps, earn rewards at any store. There are no barcodes to scan or coupons to clip, and you don’t have to buy specific products to earn points.
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The biggest disadvantage of receiving is that only a few cents are paid per bill. However, you get bonus points for buying sponsored items, which are usually common household products that you would buy anyway.
Upside is a cashback app focused on gas purchases. In our testing, we were able to find gas stations offering up to 35 cents per gallon (although 25 cents and less are more common).
Minimum Withdrawal: You can withdraw at any time with a $1 fee. Once your balance reaches $10, you can withdraw for free.
Most gaming apps charge a small amount (usually a few cents to a few dollars) to participate in cash prize tournaments. We’ve tested several of these apps and found the games to be fun, but in most cases you’ll have to pay to play if your goal is to win real money. . (Hence our ratings are low.)
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However, paid gaming apps are very popular among users and many have thousands of positive reviews. Accordingly, the list below includes the most popular free cash game apps with two pay-to-play options that emerged during our research.
United States, Canada, United Kingdom, Germany, France, Denmark, Norway, Sweden, Finland, Australia, New Zealand, Singapore, Korea, Italy and Spain
Branded as the “Gamer Loyalty Program”, MistPlay is a free gaming app that gives you points for playing games on your Android smartphone (an iOS version is in development). In some cases, you may need to enable false play
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